Does the EUR 10,000 proof-of-funds need to be shown every year of a 2-year masters?

Not as a fresh proof-of-funds event every year. Visa-required Indian applicants must show immediate access to at least EUR 10,000 for year one and credible ready access to the same level for each later year of study during the visa process. ISD assesses financial capacity as part of the visa application; the 30 June 2025 reminder aligned non-visa-required nationals with this long-standing standard.

Can my parent's fixed deposit or bank statement count as proof of funds?

Parental funds are accepted if the sponsor relationship is documented, the deposit is liquid, and the source of funds is traceable. A frozen FD certificate plus six months of bank statements and an affidavit of support is the standard package most Indian families submit. The funds must be available, not merely promised.

How much can a student realistically earn at 20 hours per week during term?

At Ireland’s national minimum wage of EUR 14.15 per hour since 1 January 2026, a student working the maximum 20 hours per week during term and 40 hours per week during holidays earns roughly EUR 12,000 to EUR 15,000 gross over a study year. After the tax-free band, take-home sits around EUR 11,000.

Is Trinity College Dublin always the most expensive option?

No. UCC postgraduate business at EUR 19,700 (2025-26) is cheaper than Trinity’s undergraduate BESS at EUR 22,580 (2026-27) and far cheaper than Trinity Computer Science at EUR 29,570. Course tier and university combine to set the fee. Trinity tops the chart for STEM and medicine but sits mid-band for arts and social science.

What happens if I don't land a job in Year 1 of Stamp 1G?

Level 9 and above graduates receive 12 months initially and may renew for a further 12 months if they show they have taken appropriate steps to access suitable graduate-level employment: job interviews, graduate recruitment activity, or agency registration count. Holding a graduate offer helps but is not the only acceptable path; documented job-search activity is the official criterion.

Is Ireland expensive for Indian students?

Ireland is mid-priced for an Indian family compared with the UK, USA, or Australia. First-year gross outlay sits between INR 30 lakh for Cork PG Business and INR 50 lakh for Dublin PG Computing. Ireland can become cost-competitive on a net two-year basis for Level 9 graduates who secure paid work quickly, especially outside Dublin; the advantage depends on course fee, city, salary, visa route, and job timing.

How much bank balance do Indian students need for an Ireland student visa?

Visa-required Indian applicants must show immediate access to at least EUR 10,000, approximately INR 11.15 lakh, for the first year and credible ready access to the same level for each later year of study. That is on top of the academic year’s paid tuition. Parental fixed deposit plus six months of bank statements is the standard package; ISD assesses capacity as part of the visa process.

Is Ireland cheaper than the UK for an Indian masters student?

On gross first-year tuition, Ireland and the UK overlap heavily. For students comparing 2026 intake outcomes, Ireland’s Stamp 1G and the UK Graduate Route both broadly offer a post-study work window, but Ireland may become more attractive for students applying after the UK’s announced 2027 reduction. The real cost difference depends on tuition, city, healthcare and visa charges, job timing, and salary.

Can Indian students work part-time during studies in Ireland?

Yes. Stamp 2 student permission allows up to 20 hours of paid work per week during term-time and up to 40 hours per week during scheduled holiday periods. At Ireland’s 2026 national minimum wage of EUR 14.15 per hour, that mix earns roughly EUR 12,000 to EUR 15,000 across a study year before tax.

Cost of Studying in Ireland for Indian Students 2026-27: Fees and Living Costs

Last Updated on: November 3, 2026 by
Shiva Sai Bejawada

The cost of studying in Ireland for Indian students in 2026-27 is EUR 37,672 to EUR 56,510 for year one of a one-year MSc in Business Analytics, from a Cork low to a Dublin median. Year one of a Commerce degree costs EUR 33,529 to EUR 46,165. Each total adds the official fee to the living costs University College Cork (UCC) and University College Dublin (UCD) publish for students who study in Ireland. Worried the visa wants another EUR 10,000 on top? It doesn’t: that EUR 10,000 counts inside your first year’s living budget, not on top of it.

Written by

Shiva Sai Bejawada

Senior Counsellor (British Council Certified) -UK & Ireland

Shiva Sai Bejawada is a British Council Certified overseas-education counsellor at AOEC India who guides Indian students through UK and Ireland university selection, admissions, and student visa documentation.

6 Years, 96% visa approval rate

Reviewed by

Sridhar Kongara

Managing Director

Mr. Kongara Sridhar, Director of AOEC India, has over 12 years of experience in overseas education consulting, admissions, and student visa guidance.

Over 12 years Experience

Key Takeaways

Year one of a one-year MSc in Business Analytics costs EUR 37,672 to 56,510 (approx. INR 40.00 to 60.00 lakh), Cork to Dublin.
Year one of a Commerce degree costs EUR 33,529 to 46,165 (approx. INR 35.60 to 49.02 lakh).
Non-EU fees for the 2026-27 business, analytics, computing and MBA courses in our table run from EUR 19,700 to 38,860 in Year 1 (approx. INR 20.92 to 41.26 lakh).
The EUR 10,000 (approx. INR 10.62 lakh) visa fund is one year’s living money, not an extra cost.
If fees exceed EUR 6,000 (approx. INR 6.37 lakh), pay at least that before the visa application.
You and each sponsor need six months of bank statements and ITR acknowledgments; gold and chit funds don’t count.

Table of Contents

Total First-Year Cost of Studying in Ireland in EUR and INR Scroll here ↓ Tuition Fees in Ireland by Course and University, 2026-27 Scroll here ↓ Monthly Living Costs in Ireland by Item and City Scroll here ↓ Student Accommodation Costs in Dublin and Cork Scroll here ↓ Visa-Stage Money: Visa Fee, Fee Deposit, Proof of Funds and IRP Scroll here ↓ Cutting the Cost: Scholarships, Part-Time Work and Education Loans Scroll here ↓ Frequently Asked Questions Scroll here ↓

Total First-Year Cost of Studying in Ireland in EUR and INR

A one-year MSc in Business Analytics costs EUR 37,672 to EUR 42,712 (approx. INR 40.00 to 45.35 lakh) in year one at UCC in Cork and EUR 47,990 to EUR 56,510 (approx. INR 50.96 to 60.00 lakh) at UCD in Dublin. Each adds the UCC or UCD fee to twelve months of that university’s living estimate.

Master’s, with 12 months of living

Profile	Tuition and levy	Living, 12 months	IRP and insurance	First-year total (approx. INR)
Cork: UCC MSc Business Analytics	EUR 22,510	EUR 14,172 to 19,212	EUR 990	EUR 37,672 to 42,712 (INR 40.00 to 45.35 lakh)
Dublin: UCD MSc Business Analytics	EUR 26,180	EUR 20,820 to 29,340	EUR 990	EUR 47,990 to 56,510 (INR 50.96 to 60.00 lakh)

Undergraduate year one, with 9 months of living

Profile	Tuition and levy	Living, 9 months	IRP and insurance	First-year total (approx. INR)
Cork: UCC BComm (CK201)	EUR 21,910	EUR 10,629 to 14,409	EUR 990	EUR 33,529 to 37,309 (INR 35.60 to 39.61 lakh)
Dublin: UCD Commerce (DN650)	EUR 23,170	EUR 15,615 to 22,005	EUR 990	EUR 39,775 to 46,165 (INR 42.23 to 49.02 lakh)

The two master’s fees sit EUR 3,670 apart, while twelve months of Dublin living costs EUR 6,648 to 10,128 more than Cork, and that moves the cost of studying in Ireland for Indian students. If Dublin isn’t essential for your master’s in Ireland, price Cork first.

If you’re studying in Ireland after 12th, UCD holds you at your starting-year fee over a multi-year degree while you stay on the same programme.

At 2026-27 rates, four years of UCC’s BComm comes to EUR 87,640 in fees and capitation, though UCC’s fees can change from year to year.

Tuition Fees in Ireland by Course and University, 2026-27

Non-EU fees for the 2026-27 courses below run from EUR 19,700 (approx. INR 20.92 lakh) for UCC’s MSc Marketing to EUR 38,860 (approx. INR 41.26 lakh) for Year 1 of UCD’s full-time MBA. Course and university both move the fee: UCD’s MSc in Management costs EUR 23,870 and its full-time MBA EUR 38,860 in Year 1.

University	Programme (full-time)	Non-EU fee 2026/27 (approx. INR)
UCC	MSc Marketing	EUR 19,700 plus EUR 210 capitation (INR 20.92 lakh)
University of Galway	MSc Business Analytics	EUR 21,640 (INR 22.98 lakh)
UCD	MSc Management	EUR 23,870 (INR 25.35 lakh)
Trinity College Dublin	Masters in Business Analytics and AI for Management	EUR 23,950 (INR 25.43 lakh)
Trinity College Dublin	Masters in Management	EUR 24,000 (INR 25.48 lakh)
Trinity College Dublin	Masters in Computer Science	EUR 27,790 (INR 29.51 lakh)
UCC	MSc Computing Science (non-EU applicants only)	EUR 28,000 plus EUR 210 capitation (INR 29.73 lakh)
UCD	MSc Computer Science (Conversion)	EUR 29,500 (INR 31.32 lakh)
Trinity College Dublin	MBA	EUR 37,300 (INR 39.61 lakh)
UCD	MBA	EUR 38,860 in Year 1 (INR 41.26 lakh), plus EUR 2,570 in Year 2 (INR 2.73 lakh)

At Trinity College Dublin, Management costs EUR 24,000 and Computer Science EUR 27,790, so compare the course first, then the universities in Ireland that teach it.

Undergraduate fees follow the same rule: for 2026-27, Trinity charges EUR 22,580 for Year 1 of Business, Economic and Social Studies, and UCC charges EUR 18,500 for Arts and EUR 52,100 for Medicine.

A full-time non-EU PhD at the Trinity Business School Doctoral Programme costs EUR 12,440 a year. Add the yearly charges on top of tuition: Trinity’s student levy is EUR 314 for a one-year postgraduate degree, and UCC’s capitation (a yearly charge every UCC student pays) is EUR 210.

Monthly Living Costs in Ireland by Item and City

Rent is the biggest monthly line in both cities:

Item, per month	Dublin: UCD lowest / median (approx. INR)	Cork: UCC range (approx. INR)
Accommodation	EUR 830 / 1,200 (INR 88,129 / 1.27 lakh)	House share EUR 700 to 900, bills extra (INR 74,326 to 95,562)
Food	EUR 350 / 490 (INR 37,163 / 52,028)	EUR 120 to 240 (INR 12,742 to 25,483)
Local travel (Leap Card, the prepaid travel card)	EUR 60 / 75 (INR 6,371 / 7,964)	Bus with Leap Card EUR 26 to 30 (INR 2,761 to 3,185)
Utilities	EUR 85 / 135 (INR 9,025 / 14,334)	EUR 120 (INR 12,742)
Internet and mobile	EUR 30 / 45 (INR 3,185 / 4,778)	Mobile only EUR 20 (INR 2,124)
Books and copying	EUR 100 / 120 (INR 10,618 / 12,742)	Not itemised by UCC
Personal and social	EUR 80 / 120 (INR 8,494 / 12,742)	EUR 200 to 300 (INR 21,236 to 31,854)
Monthly total	EUR 1,735 / 2,445 (INR 1.84 / 2.60 lakh)	EUR 1,181 to 2,923, house share to private complex (INR 1.25 to 3.10 lakh)

Budget on UCD’s median column, not its lowest: UCD expects most students’ costs to sit closer to the median.

In Limerick, groceries cost about EUR 100 a week, with Lidl and Aldi nearby, though your own costs may differ.

Student Accommodation Costs in Dublin and Cork

University rooms fix your rent before you land, but contracts differ in length.

Residence and room	2026-27 price (approx. INR)	Contract
UCD Belgrove or Merville, shared bathroom	EUR 938.35 a month with utilities (INR 99,634)	Two trimesters
UCD Village 3, en-suite	EUR 1,407.94 a month with utilities (INR 1.49 lakh)	Two trimesters
UCC Castlewhite, single	EUR 5,636 a year plus EUR 700 utilities (INR 5.98 lakh)	37 weeks
UCC Victoria Mills, en-suite	EUR 6,431 a year plus EUR 700 utilities (INR 6.83 lakh)	37 weeks
Trinity campus, postgraduate	From EUR 185 a week (INR 19,643)	9 Sep 2026 to 7 May 2027
Kavanagh Court, Trinity partner	EUR 325 a week (INR 34,508)	38 weeks

UCD Residences asks for a EUR 750 booking and security deposit in 2026-27. Pick the room type first: a shared bathroom costs far less.

Trinity keeps very few campus rooms for postgraduates. For a Dublin master’s, plan on purpose-built student accommodation (PBSA): private blocks built for students.

UCC and Kavanagh Court contracts end after 37 or 38 weeks, so if your course runs through summer, budget for rent elsewhere until it ends.

In Galway, a single room in a shared house costs about EUR 700 to 1,200 a month; ask the landlord whether bills are included.

Visa-Stage Money: Visa Fee, Fee Deposit, Proof of Funds and IRP

An Indian student applying for an Irish study visa must show immediate access (money you can use now) to at least EUR 10,000 (approx. INR 10.62 lakh), under Irish Immigration Service Delivery (ISD) student finances rules. ISD calls this one academic year's living cost, so it is your living budget, not extra money.

For each later year, you must show that at least another EUR 10,000 plus that year’s fees will be there when needed; loans, savings and a sponsor’s expected income can count.

Fee deposit: if fees exceed EUR 6,000, pay at least EUR 6,000 before applying, shown on your Letter of Acceptance, under ISD’s study visa rules; your college may want the full fee.
Visa fee: INR 5,300 single entry or INR 9,000 multiple entry at the Embassy of Ireland, New Delhi.
Irish Residence Permit (IRP): EUR 300 to register after you arrive; budget it every year.

Year-one travel insurance can work only if it covers the full year, EUR 25,000 each for accident and disease, and any hospital stay. Year two needs private medical insurance.

Who can sponsor you and what counts

A family member or friend can sponsor you. List each sponsor and send proof of how you are linked, such as a birth certificate.
Each sponsor signs a letter of sponsorship, sends a copy of their national identity document, and is listed on your Financial Summary Form (the form that sets out your money for the visa office). Money spread across many sponsors and accounts raises the refusal risk.
Send six months of statements for you and each sponsor (ideally salary accounts) and income tax return (ITR) acknowledgments.
Accepted: savings or current accounts, fixed deposits, loans, education bonds, and provident funds. Not accepted: gold valuations, chit funds, crypto, shares and mutual funds. Sell gold into a bank account or take a gold loan.
Explain any large or unusual deposit, such as a property sale.

Parents: move the money into one or two accounts six months before applying, then see our Ireland student visa guide.

From our counselling desk: the funds files we send back are rarely short of money. They're in the wrong form: a gold valuation, a chit fund, or an FD opened in a relative's name weeks before applying.

Cutting the Cost: Scholarships, Part-Time Work and Education Loans

The scholarships in Ireland for Indian students below mostly cut part of the fee; only the Government of Ireland International Education Scholarship (GOI-IES) and a limited UCD 100% award can cover all of it. Budget as if you won’t win one, and shortlist more from our scholarships in Ireland guide.

GOI-IES: 60 awards a year, each a full fee waiver plus a EUR 10,000 stipend for one year at NFQ level 9 or 10 (master’s or PhD). You need a conditional or final offer and a home outside the EU, EEA, Switzerland and UK. The 2026 call closed on 12 March 2026; the 2027 call is not yet on the Higher Education Authority GOI-IES page.
UCD Global Excellence: limited 100% and 50% tuition awards for outstanding incoming non-EU students on undergraduate and taught master’s programmes. The South Asia graduate deadline was 28 February 2026; 2027-28 applications open in November.
Trinity Global Excellence Postgraduate: EUR 2,000 to 5,000 off tuition once, by region; business, engineering, natural sciences, and computer science and statistics courses are excluded.
UL Jim Kemmy India Scholarship: EUR 4,000 for Indian undergraduates in Kemmy Business School, for the four years if you meet progression rates. You need an average of 75% or above in Class X and XII, including English and Maths.

On Stamp 2 (your student immigration permission), you can work up to 20 hours a week in term. The 40-hour limit applies only from 1 June to 30 September and 15 December to 15 January. Since 1 January 2026 the national minimum wage has been EUR 14.15 an hour; under-20s can get less, such as EUR 11.32 at 18.

When you start your first part-time job in Ireland, register it on Revenue’s myAccount straight away, or you may pay Emergency Tax (tax taken at emergency rates until your employer has your Personal Public Service Number (PPSN) and your job is registered). Your employer then takes Income Tax and the Universal Social Charge (USC) from your pay.

The cheapest way to cut the cost of studying in Ireland for Indian students: Cork over Dublin, a shared room, and a course from the lower half of the fee table. If you borrow the rest, an education loan can count as visa funds.

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Frequently Asked Questions

Is education free in Ireland for Indian students?

No. Indian students pay the non-EU fee. Of the scholarships listed above, two can cover full tuition: GOI-IES, a fee waiver plus a EUR 10,000 (approx. INR 10.62 lakh) stipend for one year of master’s or PhD-level study, and UCD’s limited 100% award.

Can part-time work pay for my living costs in Ireland?

Only in part. The full legal hours every week for 12 months at the 2026 minimum wage would earn about EUR 21,000 (approx. INR 22.30 lakh) before tax, and few students find that much steady work. The visa office also won’t count part-time earnings as your funds, so show the living money up front.

How long can I stay and work in Ireland after graduating?

A master’s graduate gets 12 months on Stamp 1G, the post-study work permission, renewed for 12 more with proof of job-search steps, within overall limits; an honours bachelor’s (Level 8) graduate gets 12. You can work 40 hours a week. Apply within six months of your award, while Stamp 2 is current, and pay EUR 300 (approx. INR 31,854).

What one-off costs should I budget before I fly to Ireland?

UCD lists a laptop at EUR 760 (approx. INR 80,697) and bedding and cooking items at EUR 200 (approx. INR 21,236), plus a rent deposit for UCD Residences or one month’s rent for a private room. Flights vary. The Irish Council for International Students also tells students to budget for a mobile phone and any trips abroad.

Can an education loan be used as proof of funds for the Ireland visa?

Yes, but send the original loan documents, because the sanction letter on its own is not enough. If property guarantees the loan, include the deeds. The guarantor counts as a sponsor and goes on the Financial Summary Form, and the loan amount must be repayable from current income, not expected pay rises.

Ardent Overseas has guided more than 12,000 students in over 10 years, from offices in Hyderabad and Tirupati. Our study in Ireland consultants check each family’s budget and funds file.

Sources

Official sources first, then reputable third-party.

Irish Immigration Service Delivery, Information on Student Finances, retrieved 17 Oct 2026, irishimmigration.ie
Irish Immigration Service Delivery, How to apply for a long-term study visa, retrieved 17 Oct 2026, irishimmigration.ie
Embassy of Ireland, New Delhi, Applying for a visa to study in Ireland (information note for persons resident in India) (Apr 2025), retrieved 17 Oct 2026, ireland.ie
University College Dublin, Living Costs (UCD Global) (Apr 2026), retrieved 17 Oct 2026, ucd.ie

Show 32 more sources

Irish Immigration Service Delivery, Frequently asked questions for students, retrieved 17 Oct 2026, irishimmigration.ie
Irish Immigration Service Delivery, Private Medical Insurance for full-time Non-EEA Students, retrieved 17 Oct 2026, irishimmigration.ie
Irish Immigration Service Delivery, Third Level Graduate Programme, retrieved 17 Oct 2026, irishimmigration.ie
Embassy of Ireland, New Delhi, Checklist for a Study visa (Jul 2025), retrieved 17 Oct 2026, ireland.ie
Embassy of Ireland, New Delhi, Visas for Ireland, retrieved 17 Oct 2026, ireland.ie
Higher Education Authority, Government of Ireland International Education Scholarship (GOI-IES), retrieved 17 Oct 2026, hea.ie
Revenue, Starting your first job, retrieved 17 Oct 2026, revenue.ie
Revenue, Emergency Tax (Feb 2026), retrieved 17 Oct 2026, revenue.ie
Citizens Information, Minimum wage, retrieved 17 Oct 2026, citizensinformation.ie
University College Cork, Cost of Living (International Student Info Hub) (Jul 2026), retrieved 17 Oct 2026, ucc.ie
University College Cork, Postgraduate EU and International Fees 2026/27 (2026/27), retrieved 17 Oct 2026, ucc.ie
University College Cork, International Undergraduate Fees 2026/27 (2026/27), retrieved 17 Oct 2026, ucc.ie
University College Cork, Castlewhite Apartments (2026/27), retrieved 17 Oct 2026, ucc.ie
University College Cork, Victoria Mills (2026/27), retrieved 17 Oct 2026, ucc.ie
University College Dublin, Non-EU Graduate Taught Fees 2026/27 (fee table) (2026/27), retrieved 17 Oct 2026, sisweb.ucd.ie
University College Dublin, Non-EU Graduate Taught Fees 2026/27 (2026/27), retrieved 17 Oct 2026, ucd.ie
University College Dublin, International (Non-EU) Undergraduate Fees 2026/27 (fee table) (2026/27), retrieved 17 Oct 2026, sisweb.ucd.ie
University College Dublin, Global Excellence Scholarships, retrieved 17 Oct 2026, ucd.ie
UCD Residences, Accommodation Fees 2026-2027 (2026-27), retrieved 17 Oct 2026, ucd.ie
UCD Residences, Fees and Payments, retrieved 17 Oct 2026, ucd.ie
Trinity College Dublin, Postgraduate Fees (2026/27), retrieved 17 Oct 2026, tcd.ie
Trinity College Dublin, Undergraduate Fees (2026/27), retrieved 17 Oct 2026, tcd.ie
Trinity College Dublin, What fees do I need to pay?, retrieved 17 Oct 2026, tcd.ie
Trinity College Dublin, Trinity Business School, The Doctoral Programme: Fees (2026/27), retrieved 17 Oct 2026, tcd.ie
Trinity College Dublin, Accommodation: Postgraduate Students (2026-27), retrieved 17 Oct 2026, tcd.ie
Trinity College Dublin, Global Excellence Postgraduate Scholarships (2026/27), retrieved 17 Oct 2026, tcd.ie
University of Galway, Course fees, retrieved 17 Oct 2026, universityofgalway.ie
University of Galway, Accommodation, retrieved 17 Oct 2026, universityofgalway.ie
University of Limerick, Cost of living in Limerick, retrieved 17 Oct 2026, ul.ie
University of Limerick, International (Non-EU) scholarships, retrieved 17 Oct 2026, ul.ie
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Irish Council for International Students (ICOS), Working in Ireland, retrieved 17 Oct 2026, internationalstudents.ie

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