Cost of Studying in Australia for Indian Students in 2026-27

Cost of Studying in Australia for Indian Students
Cost of Studying in Australia for Indian Students

The cost of studying in Australia for Indian students is about Rs 49 lakh to Rs 70 lakh for the first year of an IT master’s in 2026-27. That includes the AUD 2,000 for travel that Australia’s Department of Home Affairs suggests you count. It’s lowest at Charles Sturt University and highest for the University of Melbourne’s Master of Information Technology. Part-time work can help with rent and food, but not your tuition. For the visa, your family must show it can cover most of that sum through savings, an education loan, or your parents’ or partner’s income. The table prices nine universities on similar IT master’s; our study in Australia guide covers courses and intakes.

Key Takeaways

  • IT master’s year one: about Rs 49 lakh (AUD 72,648) at Charles Sturt to Rs 70 lakh (AUD 103,528) at Melbourne, travel included.
  • Bachelor’s year one: Rs 50.2 lakh (AUD 74,648) at Federation and Rs 58.3 lakh (AUD 86,748) at Sydney’s cheapest.
  • Visa funds: a year’s fees plus AUD 31,710 (Rs 21.3 lakh) for living and travel, or your parents’ combined or partner’s yearly income of at least AUD 87,856 (Rs 59.1 lakh).
  • Visa charge: AUD 2,500 (Rs 1.68 lakh) from 1 July 2026.
  • Maximum term-time work pays about AUD 2,750 (Rs 1.85 lakh) a month before tax: living costs, not tuition.
  • Australia Awards South Asia is not open to Indian citizens now; Sydney’s 20% tuition award is.
Table of Contents
First-year cost of studying in Australia by university (2026-27) Scroll here ↓ Australian tuition fees by degree level and for the whole degree Scroll here ↓ Living costs by city in Australia Scroll here ↓ The AUD 29,710 visa funds rule and your bank balance Scroll here ↓ Visa fee, OSHC and one-off costs before you fly Scroll here ↓ How part-time work and scholarships lower the bill Scroll here ↓ Frequently Asked Questions Scroll here ↓

First-year cost of studying in Australia by university (2026-27)

For 2027 entry, the cost of studying in Australia for Indian students on the same kind of IT master’s is about Rs 21 lakh higher in year one at the University of Melbourne than at Charles Sturt University. Every row adds the same extra costs, so the gap is tuition alone. Tuition differs even within one city.

UniversityProgrammeFees forAnnual tuition AUD (INR)Year-one total AUD (INR)
Charles Sturt UniversityMaster of Professional Information Technology202737,600 (Rs 25.29 lakh)72,648 (Rs 48.86 lakh)
Federation UniversityMaster of Data Science202741,400 (Rs 27.85 lakh)76,448 (Rs 51.42 lakh)
Deakin UniversityMaster of Information Technology2027 estimate45,800 (Rs 30.81 lakh)80,848 (Rs 54.38 lakh)
RMIT UniversityMaster of Information Technology202747,040 (Rs 31.64 lakh)82,088 (Rs 55.21 lakh)
Monash UniversityMaster of Information Technology202757,540 (Rs 38.70 lakh)92,588 (Rs 62.27 lakh)
University of QueenslandMaster of Computer Science202660,952 (Rs 41.00 lakh)96,000 (Rs 64.57 lakh)
UNSW SydneyMaster of Information Technology202663,000 (Rs 42.37 lakh)98,048 (Rs 65.95 lakh)
University of SydneyEngineering and computer science master’s202764,800 (Rs 43.58 lakh)99,848 (Rs 67.16 lakh)
University of MelbourneMaster of Information Technology202768,480 (Rs 46.06 lakh)103,528 (Rs 69.63 lakh)

What this means for you: in Melbourne, RMIT and the University of Melbourne are about AUD 21,000 apart in tuition for the same degree. So our study in Australia consultants in Hyderabad advise families to pick the programme and its fee first, then the city. Our guide to universities in Australia helps you compare course fit, and our top courses in Australia guide ranks fields by graduate job rate.

Australian tuition fees by degree level and for the whole degree

Your degree and subject set your tuition fee, and a bachelor’s can cost as much a year as a master’s. For 2027 entry, University of Sydney fees run:

  • Bachelor’s degrees: AUD 51,700 to AUD 63,600 a year
  • Health sciences bachelor’s: up to AUD 69,200 a year
  • Taught master’s (coursework): from AUD 48,700 a year

Federation University’s Bachelor of Business (Management) costs much less, at AUD 39,600 a year for 2027. With the master’s table’s fixed costs, totals are:

DegreeTotal AUDTotal INR
Federation Bachelor of Business, year one (2027)74,648Rs 50.21 lakh
Sydney bachelor’s, low end, year one (2027)86,748Rs 58.35 lakh
UNSW Master of Information Technology, whole 2-year degree (2026 fees)196,155Rs 1.32 crore
Federation Bachelor of Business, whole 3-year degree215,035Rs 1.45 crore

Whole-degree totals add each year’s living money, plus travel, the visa and health cover once. The Federation total repeats the 2027 fee for all three years. Your health cover must match the full length of your visa, not just your course, so expect that line to cost slightly more. After Class 12, budget for all three years, not just the first. Our guide to studying in Australia after 12th covers the entry routes.

Sydney’s international tuition fees apply only to the year shown and change every year. So don’t assume the second year of a master’s in Australia will cost the same as the first.

Living costs by city in Australia

Rent is the biggest monthly cost, and a room in Adelaide can cost under half of one in Sydney.

CityRoom rent per month (AUD)Room rent per month (INR)Source
Sydney1,603 to 2,383Rs 1.08 to 1.60 lakhUTS
Perth1,083 to 1,733Rs 72,800 to 1.17 lakhCurtin
Melbourne650 to 1,733 (any housing)Rs 43,700 to 1.17 lakhRMIT
Adelaide650 to 1,300Rs 43,700 to 87,400StudyAdelaide
BrisbaneFrom 737 (share house)From Rs 49,600UQ

What a whole month costs, rent included:

CityPer month (AUD)Per month (INR)What it covers
Adelaide1,517 to 3,033Rs 1.02 to 2.04 lakhMost students’ total living costs (StudyAdelaide)
Sydney2,140 to 6,900Rs 1.44 to 4.64 lakhRent, food, transport and phone (University of Sydney)
Any city2,476Rs 1.67 lakhWhat the visa assumes a student needs (AUD 29,710 a year)

Plan on about AUD 2,476 a month, the figure the visa itself uses. Actual living costs vary across Australia and may be much higher than what the visa needs, warns Study Australia’s living costs guide. Expect less in Adelaide and more in Sydney, and plan near the low end only if you’ll share a room and cook at home.

In Adelaide, groceries from budget supermarkets cost about AUD 260 to 433 a month, and utility bills AUD 152 to 217. A student pass for unlimited bus and train travel costs AUD 57.80 a month, and a mobile plan generally AUD 40 to 100.

In Sydney and Melbourne, most international students pay full fare on public transport. In New South Wales, tertiary travel concessions go only to citizens, permanent residents and some scholarship holders. In Victoria, international students must buy full fare.

The AUD 29,710 visa funds rule and your bank balance

The visa checks one fixed living amount, whatever city you pick. In 2026, a student visa applicant must have AUD 29,710 (about Rs 20.0 lakh) for 12 months of living costs under Australia’s student visa rules, plus course fees and travel money. A cheaper city lowers your spending, not the sum you need.

The funds you need add up from:

  • The first 12 months of tuition fees, minus any already paid
  • The living amount above
  • AUD 2,000 for travel

Since 2 October 2026, most student visa applicants can’t bring a partner or child. The money can be savings, a scholarship, or an education loan from a bank, another financial institution or the government. Instead of savings, your parents (combined if both work), or your husband, wife or live-in partner, can show tax-assessed income of at least AUD 87,856. That income must be earned in the 12 months before you apply, under the LIN 19/198 financial capacity rules.

Visa fee, OSHC and one-off costs before you fly

From 1 July 2026, the student visa application fee is AUD 2,500 (Rs 1.68 lakh). Indian degree students pay the full visa charge. The fee covers only the visa application, so health checks, health cover, the tuition deposit and flights are separate bills.

CostAUDINR
Student visa application fee2,500Rs 1.68 lakh
Health cover (OSHC), one person, 12 months838Rs 56,400
Health cover (OSHC), one person, 24 months1,735Rs 1.17 lakh
Health cover (OSHC), one person, 36 months2,605Rs 1.75 lakh

You’ll buy Overseas Student Health Cover (OSHC), the health insurance every student visa requires, for the full length of your visa. Our Australian student visa guide walks through the application itself.

At the University of Sydney, your first payment on accepting the offer covers first-semester tuition. It also releases your Confirmation of Enrolment (CoE), your official proof of enrolment. When you move in, you may also need to pay a rent bond, a security deposit usually equal to a few weeks’ rent. Pick your Australia intake early, because a tuition payment like Sydney’s falls due as soon as you accept the offer.

How part-time work and scholarships lower the bill

A student who works the maximum 48 hours every two weeks (about 24 a week) earns about AUD 2,750 a month before tax. That is just above the monthly living amount the visa assumes.

The pay is based on AUD 26.44 an hour, Australia’s adult minimum wage from 1 July 2026, set by the Fair Work Commission. It assumes you get every shift. Home Affairs warns you should not rely on work to support yourself, so plan family money for any gap.

The visa sets your work hours:

If you plan to stay and work after your degree, read our post-study work visa guide before you budget. Scholarships can cut the cost of studying in Australia for Indian students tuition included, if you qualify:

  • Sydney Vice-Chancellor’s International Scholarships: one-off, first-year awards from AUD 5,000 to AUD 60,000. The two largest, AUD 60,000 and AUD 40,000, are paid across your first year; the smaller ones cover one semester. The last Semester 1, 2027 round closes on 16 November 2026.
  • Sydney International Student Award: 20% off tuition for the whole course, open to Indian citizens starting in 2027, but not for the MBA or EMBA. If you win both, the Vice-Chancellor’s award is limited to AUD 40,000.
  • Australia Awards South Asia and Mongolia: India is not on the current list of eligible countries, so Indian citizens can’t apply this round.

The 20% award runs for your whole course; the two largest Vice-Chancellor’s awards still pay more on a two-year master’s. More awards by university are in our Australia scholarships guide.

From our counselling desk: If your family plans on part-time earnings for living costs, you still need the full sum when you apply for the visa. So we sort out the bank money first and the work plan second.

Get in Touch

Frequently Asked Questions

Add your first 12 months of tuition to the AUD 29,710 (Rs 20.0 lakh) living amount and AUD 2,000 (Rs 1.35 lakh) for travel. For Deakin’s Master of Information Technology, that comes to AUD 77,510 (Rs 52.1 lakh). Part-time earnings in Australia can’t count, because the money must be there when you apply.

Rent is the biggest part. In Brisbane, a room in a big share house starts at AUD 170 (Rs 11,400) a week. A shared room in student housing starts at AUD 359 (Rs 24,100) a week. In Adelaide, most international students spend AUD 350 to AUD 700 (Rs 23,500 to Rs 47,100) a week on everything.

Of the nine universities priced here, Charles Sturt University has the cheapest IT master’s, at AUD 37,600 (Rs 25.3 lakh) a year in tuition for 2027. The cheapest bachelor’s here is Federation University’s Bachelor of Business, at AUD 39,600 (Rs 26.6 lakh) a year. Adelaide room rents top out lower than in Sydney, Melbourne or Perth.

It can cover living costs in a good month, but not tuition. If no industry pay rule or workplace agreement covers your casual job, your employer must add 25% to the AUD 26.44 (Rs 1,780) minimum hourly rate. This extra is called casual loading. Home Affairs says not to rely on work, so keep family backup money ready.

No. The AUD 2,500 (Rs 1.68 lakh) fee pays only for the visa application. Health cover is bought separately, and tuition is paid to the university. RMIT also charges a student services fee of up to AUD 386 (Rs 26,000) for 2027.

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