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18 Affordable Universities in UK for Indian Students: 2026/27 Fees
- Last Updated on: October 6, 2026 by
- Shiva Sai Bejawada
Wrexham University charges GBP 12,500 for its MA and MSc courses, the lowest standard master’s fee among affordable universities in UK for Indian students. York St John (GBP 11,800, International Business MSc) and Leeds Trinity (GBP 12,000 on four MA courses) are cheaper on single courses. If your family can show about INR 36 lakh for the visa, the first five rows of the master’s table clear it; plan more for the full year. The 18 universities below are split into a master’s table and a bachelor’s table, each with a dated fee from the university’s own page.
You’ll also get the visa minimum in rupees for each master’s option. For everything beyond fees, see our study in the UK guide.
Written by
Senior Counsellor (British Council Certified) -UK & Ireland
Shiva Sai Bejawada is a British Council Certified overseas-education counsellor at AOEC India who guides Indian students through UK and Ireland university selection, admissions, and student visa documentation.
6 Years, 96% visa approval rate 
Reviewed by
Managing Director
Mr. Kongara Sridhar, Director of AOEC India, has over 12 years of experience in overseas education consulting, admissions, and student visa guidance.
Over 12 years Experience Key Takeaways
- Lowest standard master’s fee: Wrexham GBP 12,500 (INR 15.9 lakh) for its MA and MSc courses. York St John GBP 11,800 (INR 15.0 lakh, International Business MSc) and Leeds Trinity GBP 12,000 (INR 15.3 lakh, four MA courses) are cheaper on single courses.
- Lowest bachelor’s fee in England and Wales: Wrexham at GBP 11,750 a year (INR 14.9 lakh), fixed for the whole degree.
- Visa living money rises from GBP 1,171 (INR 1.49 lakh) to GBP 1,203 a month outside London (INR 1.53 lakh) from 30 November 2026.
- Visa minimum before you fly for a one-year Wrexham master’s: about GBP 25,049 (INR 31.9 lakh); a full 12-month budget is higher.
- Automatic discounts: Leeds Trinity’s GBP 3,100 (INR 3.9 lakh) cuts a one-year master’s from GBP 15,000 (INR 19.1 lakh) to GBP 11,900 (INR 15.1 lakh); Edge Hill takes off GBP 3,000 (INR 3.8 lakh).
- Commonwealth Master’s Scholarships for 2027/28 close on 20 October 2026, and India is eligible.
Table of Contents
Cheapest UK Universities for a Master’s: 2026/27 Fees and Visa Minimum
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Low-Cost UK Universities for an Undergraduate Degree, with TEF Ratings
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Year-One Budget at an Affordable UK University in Rupees
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Scholarships and Fee Discounts at Low-Fee UK Universities
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Frequently Asked Questions
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Find your starting point first, because a master’s applicant, a Class 12 student, an MBA applicant and a nurse each need a different list.
Master’s on a budget
Shortlist from the master’s table below, which shows each university’s visa minimum in rupees, then apply for September 2027 entry.
Bachelor’s degree
Use the bachelor’s table, which adds each university’s teaching rating. You apply through UCAS (the UK’s central undergraduate application service); our UCAS application guide shows each step.
One-year MBA
Wrexham’s MBA costs GBP 13,000 (INR 16.5 lakh) and Teesside’s GBP 17,000 (INR 21.6 lakh). Compare more in our cheapest MBA in the UK list.
Health courses
Health degrees cost more: Cumbria GBP 17,800 (INR 22.6 lakh) and Leeds Trinity Nursing GBP 14,500 (INR 18.4 lakh) for a bachelor’s. Check the fee for your exact course; it can be higher than the standard fee.
Cheapest UK Universities for a Master’s: 2026/27 Fees and Visa Minimum
Outside London, a one-year master’s at the affordable universities in UK for Indian students costs GBP 11,800 to GBP 17,900 (INR 15.0-22.8 lakh) in 2026/27 tuition. It runs from the York St John International Business MSc to the Bedfordshire taught master’s. Add living money, the health fee and the visa fee, and you must show roughly INR 31-39 lakh.
| University | City | Master’s fee (2026/27 unless marked) | Visa minimum before you fly (INR) |
|---|---|---|---|
| York St John University (International Business MSc) | York | GBP 11,800 (INR 15.0 lakh) | INR 31.0 lakh |
| Wrexham University | Wrexham, Wales | GBP 12,500 (INR 15.9 lakh) | INR 31.9 lakh |
| Leeds Trinity University | Leeds | GBP 15,000 (INR 19.1 lakh); GBP 11,900 (INR 15.1 lakh) after automatic GBP 3,100 cut (INR 3.9 lakh) | INR 35.1 lakh |
| Edge Hill University | Ormskirk | GBP 15,000 (INR 19.1 lakh); GBP 12,000 (INR 15.3 lakh) after automatic GBP 3,000 cut (INR 3.8 lakh) | INR 35.1 lakh |
| University of Chester | Chester | GBP 15,500 (INR 19.7 lakh) | INR 35.7 lakh |
| University of Bradford (classroom courses) | Bradford | GBP 15,700 (INR 20.0 lakh) | INR 36.0 lakh |
| University of Cumbria | Carlisle and Lancaster | GBP 16,000 (INR 20.3 lakh) | INR 36.3 lakh |
| University of Suffolk | Ipswich | GBP 16,020-18,900 (INR 20.4-24.0 lakh) | From INR 36.4 lakh |
| University of Sunderland | Sunderland | GBP 16,500-19,000 (INR 21.0-24.2 lakh) | From INR 37.0 lakh |
| Teesside University | Middlesbrough | GBP 17,000 (INR 21.6 lakh) | INR 37.6 lakh |
| University of Staffordshire | Stoke-on-Trent | GBP 17,500 (INR 22.3 lakh) | INR 38.2 lakh |
| University of Derby | Derby | GBP 17,500 (INR 22.3 lakh) | INR 38.2 lakh |
| University of Greater Manchester (formerly Bolton) | Bolton | GBP 17,500 (INR 22.3 lakh) | INR 38.2 lakh |
| Cardiff Metropolitan University | Cardiff, Wales | GBP 17,600 (INR 22.4 lakh) | INR 38.4 lakh |
| University of Bedfordshire | Luton and Bedford | GBP 17,900 (INR 22.8 lakh) | INR 38.8 lakh |
| London Metropolitan University | London | GBP 20,000, Sept 2027 (INR 25.4 lakh); GBP 15,000 after automatic award (INR 19.1 lakh) | INR 45.6 lakh |
INR figures use the live Google-published rate captured on 2026-10-03: £1 ≈ ₹127.18. Rates fluctuate intraday; figures are indicative.
- Visa minimum before you fly adds four things. The first is the fee. The second is nine months of living money: GBP 1,203 a month, or GBP 1,570 for London Met. The third is the NHS health fee (Immigration Health Surcharge): GBP 776 a year, so GBP 1,164 for a one-year master’s visa, which runs for more than 12 months. The last is the INR 73,795 visa fee. Where a fee is a range, we used the cheaper end; London Met’s total uses its full GBP 20,000 fee. Leeds Trinity’s and Edge Hill’s totals use their GBP 15,000 standard fees.
- September 2027 fees are already out for Staffordshire (GBP 17,700), Sunderland (GBP 19,000) and London Met. Every other row is the 2026/27 rate, so keep a margin for 2027 entry.
London Met looks cheap at GBP 15,000 after its award. But visa money for London is GBP 1,570 a month, not GBP 1,203, so its total is the highest here. For costs beyond tuition, see our guide to the cost of studying in the UK.
Low-Cost UK Universities for an Undergraduate Degree, with TEF Ratings
For a three-year bachelor’s, a fixed fee matters as much as a low one. Wrexham University has both: GBP 11,750 a year (INR 14.9 lakh) for 2026/27, the lowest in England and Wales, in the Wrexham University international fee table. Because the fee doesn’t change, you won’t pay more in years two and three.
| University | Bachelor’s fee 2026/27 | Government teaching grade (TEF 2023) |
|---|---|---|
| Wrexham University | GBP 11,750 (INR 14.9 lakh) | Not rated (Wales; the rating covers England only) |
| Leeds Trinity University | GBP 12,000 (INR 15.3 lakh) | Silver |
| York St John University (International Business BA) | GBP 12,100 (INR 15.4 lakh) | Silver |
| Lincoln Bishop University | GBP 14,380 (INR 18.3 lakh) | Silver |
| Edge Hill University | GBP 14,500 (INR 18.4 lakh) | Silver |
| University of Chester | GBP 14,950 (INR 19.0 lakh) | Silver |
| University of Suffolk | GBP 15,900-18,870 (INR 20.2-24.0 lakh) | Silver |
| University of Cumbria | GBP 16,000 (INR 20.3 lakh) | Silver |
| Cardiff Metropolitan University | GBP 16,000 (INR 20.3 lakh) | Not rated (Wales; the rating covers England only) |
| University of Bradford (classroom courses) | GBP 16,100 (INR 20.5 lakh) | Silver |
| University of Bedfordshire | GBP 16,800 (INR 21.4 lakh) | Bronze |
| Teesside University | GBP 17,000 (INR 21.6 lakh) | Gold |
| University of Staffordshire | GBP 17,085 (INR 21.7 lakh) | Silver |
| University of Derby | GBP 17,500 (INR 22.3 lakh) | Gold |
| University of Greater Manchester | GBP 17,500 (INR 22.3 lakh) | Silver |
| University of Sunderland | GBP 17,500 (INR 22.3 lakh) | Silver |
| Coventry University (Business Management BA) | GBP 17,600 (INR 22.4 lakh) | Gold |
Every English university here is government-approved, listed on the Office for Students (OfS) Register. The TEF is the government’s teaching grade for bachelor’s degrees in England: Gold is best, then Silver, then Bronze.
The trade-off is reputation: none is in the Russell Group of research-led universities, and some large employers screen CVs by university name, so if they’re your target, the cheaper fee can cost you later.
Year-One Budget at an Affordable UK University in Rupees
For visa applications from 30 November 2026, the Home Office requires GBP 1,203 a month to live outside London, or GBP 1,570 in London (INR 1.5 and 2.0 lakh). Under the new visa money rule, the visa counts up to nine months of this money. You need it on top of tuition, so it's the least you must have.
| Cost | GBP | INR | When you pay |
|---|---|---|---|
| Tuition, Wrexham MSc | 12,500 | 15.9 lakh | Deposit before your visa letter (CAS), the rest by enrolment |
| Living money, 9 months | 10,827 | 13.8 lakh | Held in your account before you apply |
| NHS health fee (Immigration Health Surcharge) | 1,164 | 1.5 lakh | With the visa application |
| Student visa fee | 558 | 73,795 | With the visa application |
| Visa minimum before you fly | 25,049 | 31.9 lakh | Before you fly |
You pay the visa fee in rupees: INR 73,795, the official India price, which changes weekly.
Parents: the visa money (what the Home Office calls maintenance funds) must stay in the account for 28 days in a row. The GOV.UK Student visa money rules also need your bank statement’s end date to be no more than 31 days before you apply. If you add money late, the 28 days count again from that date. Our guide to UK student visa proof of funds covers whose account counts.
Treat the nine-month figure as a floor, not a full budget, because your course and your lease run longer than the nine months the visa counts. Average private rents in August 2026 in these university towns, from the Office for National Statistics:
- Cumberland (Cumbria’s Carlisle campus): GBP 681 a month
- Middlesbrough (Teesside): GBP 698 a month
- Sunderland: GBP 707 a month
- Stoke-on-Trent (Staffordshire): GBP 715 a month
- Wrexham: GBP 770 a month
Among the students we helped for 2026 entry, the families who kept year one closest to the visa minimum picked one of the lowest fees in the table and a low-rent town, rather than counting on a scholarship not yet won. Compare towns in our list of the cheapest cities in the UK for students.
Scholarships and Fee Discounts at Low-Fee UK Universities
Count only discounts that need no application. Listed from most to least likely to reach you:
- Automatic awards. The Leeds Trinity scholarship (GBP 3,100), Edge Hill’s Global Vice-Chancellor’s Award (GBP 3,000) and Suffolk’s International Merit Scholarship (GBP 1,000-3,000) need no form. Leeds Trinity’s comes off the first-year fee, which on a one-year master’s is the whole fee bill. London Met’s International Bright Futures Scholarship takes GBP 5,000 off for every eligible international student, master’s included. Its South Asia Bright Future Scholarship adds a partial cut for Indians (the page doesn’t say if you can get both).
- Automatic, but check India. For September 2027 entry, Sunderland’s master’s fee is GBP 19,000. Its automatic Global Leaders cut brings that to GBP 13,500, but Sunderland publishes no list of eligible countries, so check India before you count on it.
- On grades. The Greater Manchester International Merit Package gives up to GBP 3,000 off year one on grades (Gold GBP 3,000 for 70%+); the page doesn’t say it’s automatic.
- Commonwealth Master’s Scholarships. For Indians in 2027/28: full tuition, a return flight and GBP 1,712 a month (GBP 2,000 in London). You need a good first degree: upper second-class honours (2:1), or a lower second (2:2) plus a relevant postgraduate qualification. Ask us how your percentage compares. Apply to the Commonwealth Scholarship Commission by 16:00 UK time on 20 October 2026, and to the Indian government office that puts names forward, whose deadline can be earlier.
More awards: scholarships to study in the UK for Indian students.
From our counselling desk: Among our 2026 students, visa money tripped up more Indian applicants than tuition did. The money landed too late for the 28-day hold, or sat in a parent's name without a consent letter and proof of relationship. Move the funds two months before the visa date.
Before you apply, an Ardent Overseas counsellor checks three things: the fee page for your exact course, the timing of your visa money, and the CAS deposit your university asks for. These universities are real options, but the fee is only about half of what you must show for the visa. Talk to us at our Hyderabad or Tirupati office.
Get in Touch
Frequently Asked Questions
Can I study in the UK for under INR 10 lakh?
No. The lowest tuition fee in this list, Wrexham’s GBP 11,750 bachelor’s fee (INR 14.9 lakh), is already above INR 10 lakh before you add living costs, the health fee or the visa fee. The visa minimum before you fly starts near INR 31 lakh for a one-year master’s.
Are there affordable UK universities without IELTS?
Some UK universities accept English proof other than IELTS, but the rule is set per course, not per university, so two courses at the same campus can differ. Confirm the exact English requirement for your course before you pay a deposit. The routes are set out in studying in the UK without IELTS.
How much deposit do I pay before the CAS?
The deposit you pay to get your visa letter (the CAS) varies by university. Teesside and Edge Hill ask GBP 4,000 (INR 5.1 lakh), Derby asks GBP 8,000 (INR 10.2 lakh), and Cumbria asks up to 50% of the programme fee. For the visa letter itself, read CAS full form in the UK.
How long can I work in the UK after an affordable degree?
The Graduate Route (the post-study work visa) gives 18 months to anyone applying from 1 January 2027, including all 2027 starters. Students can work 20 hours a week in term time on a full-time degree, if your university is one the Home Office trusts to sponsor students (most are). See post-study work visa in the UK.
When should I apply for September 2027?
Apply for funded scholarships now, because they close in October 2026. For a self-funded place, aim to hold an offer by spring 2027, so the deposit, the CAS and the 28-day funds hold all fit before a summer visa application. Our September intake in the UK guide has the month-by-month plan.
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- Home Office, Student visa, retrieved 03 Oct 2026, gov.uk
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