
UK Student Visa Proof of Funds
UK Student Visa Proof of Funds 2026: How Much, Which Account, Which Loan Your UK student visa proof of funds
Teaching assistant, care worker and retail cashier are the best-paid common part-time jobs in UK for Indian students. In April 2025, the typical worker in these jobs earned GBP 13.32 to GBP 14.48 an hour, while waiting and bar work paid GBP 12.21. On a full-time degree course at a UK university, your Student visa lets you work 20 hours a week in term and full-time in holidays. From 1 April 2026, the National Living Wage (the legal minimum at 21 and over) is GBP 12.71. A job won’t pay your tuition, but it covers groceries and travel.
Key Takeaways
Across all part-time jobs in the UK, the middle worker earned GBP 14.11 an hour (about INR 1,796) in April 2025: half earned more, half less. Below is that middle figure, the median, for 12 jobs students do. Only teaching assistant pays more than the all-jobs figure. Who you work for matters more to your pay than the job title.
| Role (April 2025) | Median per hour (GBP) | Weekly at 20 hours (GBP) |
|---|---|---|
| Teaching assistant | 14.48 (INR 1,843) | 289.60 (INR 36,864) |
| Care worker | 13.50 (INR 1,718) | 270.00 (INR 34,369) |
| Retail cashier | 13.32 (INR 1,696) | 266.40 (INR 33,911) |
| Warehouse operative | 13.18 (INR 1,678) | 263.60 (INR 33,555) |
| Sports and leisure assistant | 13.02 (INR 1,657) | 260.40 (INR 33,147) |
| Receptionist | 12.73 (INR 1,620) | 254.60 (INR 32,409) |
| Customer service | 12.71 (INR 1,618) | 254.20 (INR 32,358) |
| Cleaner | 12.60 (INR 1,604) | 252.00 (INR 32,078) |
| Sales and retail assistant | 12.50 (INR 1,591) | 250.00 (INR 31,823) |
| Kitchen and catering assistant | 12.31 (INR 1,567) | 246.20 (INR 31,340) |
| Waiter or waitress | 12.21 (INR 1,554) | 244.20 (INR 31,085) |
| Bar staff | 12.21 (INR 1,554) | 244.20 (INR 31,085) |
| All part-time jobs | 14.11 (INR 1,796) | 282.20 (INR 35,922) |
The easiest shop, kitchen and bar jobs pay the least; a campus job often pays more.
From 1 April 2026, the National Minimum Wage at 18 to 20 is GBP 10.85 an hour. Your pay goes up to the adult rate from your first pay period after you turn 21, not on the birthday itself.
In April 2025, a London waiter typically earned GBP 12.79, just GBP 0.58 more than one in the West Midlands. Check what London rent costs first in our UK cost of living breakdown.
You get 20 hours only if your course and your university both qualify. In 2026, if you’re on a full-time degree-level course, your Student visa lets you work 20 hours a week in term and full-time outside it. Your sponsor must be a university or other higher education provider that the Home Office rates as reliable.
Your Confirmation of Acceptance for Studies (CAS) names your sponsor and course level, which decide how many hours you can work:
A part-time master’s may cost less to study in the UK, but it carries no right to work.
You can work full-time before your course starts, in vacations and after you finish. If term ends on a Friday, you can work full-time from that Saturday, because the work week runs Monday to Sunday. Your summer may still be term, though: at Edinburgh, a one-year master’s student writing a dissertation stays on 20 hours all summer.
Job boards are the usual first stop for part-time jobs in UK for Indian students, but your own university often pays more. At 8 of the 9 universities below, a student ambassador (a paid campus guide) earns more per hour worked than the GBP 12.71 minimum wage for over-21s.
| University | Role | Advertised rate | What you earn per hour worked |
|---|---|---|---|
| Imperial College London | Recruitment and Outreach Student Ambassador | From GBP 15.96 (INR 2,032) plus holiday pay | GBP 17.89 (INR 2,277) |
| University of Edinburgh | Student Ambassador | GBP 13.45 (INR 1,712) plus holiday pay | GBP 15.88 (INR 2,021) |
| City St George’s, University of London | Tutor | GBP 13.88 (INR 1,767) plus holiday pay | GBP 15.56 (INR 1,981) |
| University of York | Student Ambassador | GBP 13.52 (INR 1,721) plus holiday pay | GBP 15.15 (INR 1,928) |
| University of Exeter | Student Ambassador | GBP 15.07 (INR 1,918) including holiday pay | GBP 15.07 (INR 1,918) |
| City St George’s, University of London | Student Insight Ambassador | GBP 14.83 (INR 1,888) including holiday pay | GBP 14.83 (INR 1,888) |
| York St John University | Student Ambassador | GBP 12.83 (INR 1,633) plus holiday pay | GBP 14.38 (INR 1,830) |
| City St George’s, University of London | Widening Participation Ambassador | GBP 12.71 (INR 1,618) plus holiday pay | GBP 14.24 (INR 1,813) |
| City St George’s, University of London | Marketing and Events Ambassador | GBP 14.24 (INR 1,813) including holiday pay | GBP 14.24 (INR 1,813) |
| University of Suffolk | Student Ambassador | GBP 14.24 (INR 1,813) including holiday pay | GBP 14.24 (INR 1,813) |
| University College Birmingham | Student Ambassador | GBP 12.71 (INR 1,618) plus holiday pay | GBP 14.24 (INR 1,813) |
| Robert Gordon University | Student Ambassador | GBP 12.71 (INR 1,618) | GBP 12.71 (INR 1,618), holiday pay not stated |
Compare what you earn for each hour worked, not the advertised rate. York’s GBP 13.52, with holiday pay on top, gives you about GBP 15.15 for each hour worked, more than Suffolk’s GBP 14.24, which already includes holiday pay.
Search your careers team first, then the campus temp agency, then public job sites. At Newcastle University the agency is Unitemps, with GOV.UK Find a Job, StudentJob and Indeed after it. Ambassador schemes recruit early: York’s closes in early October, so on the September intake apply in your first fortnight.
Don’t expect a job in your field: part-time work linked to your degree can be hard to find. Treat the job as income and a UK reference; the highest-paying jobs in the UK for Indians are full-time careers.
Before your first shift, have three things ready:
Check the tax code on your first payslip: one ending in W1, M1 or X is an emergency tax code, which can take the wrong amount of tax at first. HMRC usually corrects it within 35 days of your start, and if you’ve paid too much you can get a refund.
At 21 or over, 20 hours at GBP 12.71 pays GBP 254.20 a week. That’s above GBP 242 a week, so 8% National Insurance comes off the part above it: about GBP 0.98 a week.
At the minimum wage, 20 hours a week works out at GBP 1,101.53 a month before deductions at 21 or over, and GBP 940.33 at 18 to 20; our guide to the UK minimum wage for international students breaks down the tax. A full adult year, GBP 13,218.40, is above the GBP 12,570 you can earn tax-free in 2026-27 (your Personal Allowance), so expect a little income tax. Neither deduction is a reason to cut your hours.
Get in Touch
Can I do freelance work for clients in India while studying in the UK?
No. Your visa bans business activity as well as self-employment, with no exception for clients outside the UK. Designing logos for an Indian firm, running an online shop or selling tutoring sessions all count. Take paid work only as an employee on a UK payroll.
What happens if I work more than 20 hours in a term week?
You break a condition of your visa, and the Home Office may cancel your visa. Hours can’t be averaged, so 25 hours one week and 15 the next is still a breach. Unpaid hours count too: with 15 paid hours, only 5 voluntary hours fit.
Can I work full-time in the summer of a one-year master's?
Only if your own programme’s calendar marks the summer as a vacation. Programme dates override the standard semester dates, so you stay on the term-time limit even while students on other courses are on holiday. Ask your registry for your programme’s dates in writing.
Will my first part-time job pay the median?
Probably not. The median, the middle pay for that job, includes staff with years in the job, and a new starter is usually paid the minimum: GBP 12.71 an hour (about INR 1,618) at 21 and over. These medians date from April 2025, and the Office for National Statistics hasn’t yet released its 2026 figures.
Is holiday pay on a campus job extra money?
No, it’s your legal holiday entitlement paid as you go. An employer may roll it into each hour’s pay only for staff on irregular hours or who work only part of the year. If the rate says inclusive, you’re already being paid it.
Ardent Overseas counsels Indian students on UK admissions from offices in Hyderabad and Tirupati. Our counsellors work through course choice, proof of funds and the term-time work rules with each family before an application is filed, so the hours you plan match your course.
Sources
Official sources first, then universities.
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UK Student Visa Proof of Funds
UK Student Visa Proof of Funds 2026: How Much, Which Account, Which Loan Your UK student visa proof of funds